Simplifying the Buying Process


Buying a house is awesome for many, but can also seem like a lot to someone who has never purchased before and can even seem daunting to those who haven’t bought or sold a home for quite some time. Hopefully this brief guide to the process helps make it seem a bit simpler.

  1. Find yourself a realtor. It’s important to have someone in your corner helping you with the transaction through the entire process. This person knows how and where to search for properties, how to negotiate with sellers, has valuable connections (lenders, contractors, inspectors, appraisers, etc.), and knows the buying process well. They should work with you every step of the way.

  2. Chat with a lender. In this market, it’s important to be pre-qualified for a loan if you will be financing part or all of the home cost. Having this done before searching for houses makes you much more competitive in having an offer accepted and it also gives you an idea of the price of home you can afford.

  3. View homes and pick one. You may see one or you may see dozens of homes before you find the right one. It’s important to do some pre-screening before seeing properties so you know whether or not you want to spend your time driving to see them inside.

  4. Make an offer. Your realtor will help you write an offer and present it to the seller. If accepted by the seller, you’ve got yourself a contract and can proceed with completing the buying process!

  5. Inspect the property. You have the option to hire a professional inspector to determine if there are any defects in the property before you go ahead with the deal. This also gives you some bargaining power if there are any major elements of the house that need repaired.

  6. Get insurance. Your lender will require you to insure the home, so you will need to check with one or more insurance agents to get a quote on what your homeowners insurance will cost.

  7. Have it appraised. Most likely, your lender will order an appraisal to determine the market value of the property. They want to know that the value of the property they are loaning you money for is worth about what you are paying for it.

  8. Close the deal. Sign a huge stack of papers to officially transfer ownership of the property to you.

  9. Live your awesome life in your awesome new home!


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Travis Annameier         970-380-4163             travis@c3-re.com          200 S. College Ave., Ste. 160, Ft. Collins, CO 80524